One week of pay

After being a member of MCA for a year, I have signed up to be a Independent Sales Associate for the company. 

Now, this is not my first time being a direct sales distributor for a company.

I've done Avon, United First Financial MMA, and Vollara to name a few.  I made a decent amount of money from those companies.  But I didn't find stability in them.  I was already building a solid career in retail, being a step away from a district manager position making $40k year.  But this post is not about my journey.  That's another post.  This post is why I stopped worked the pyramid scheme of my 9-5 job to market Motor Club of America.

Out of all the IBO companies I tried, the footwork was very deep.  Avon not so much.  The problem was every other house in this town had an Avon Rep.  The other companies were either startups or products no one has ever heard of and needed much convincing that it worked.

Plus, the commission was at low percentages.  You also had to purchase inventory to make better sales as well.

I got tired, but knew I wanted and needed to work from home (since 2010.)

I decided to sign up (FREE) as a Sales Associate.  What I liked best was the commission pay out.  It was the biggest of all companies I have been with.  I didn't have to buy their products to market the business even though I was already a member a year prior.  And I didn't have to build a downline to see enough money to have a decent income.  Just promoting the services alone is all I needed to make a stable income.  I actually make more money just selling the services then I  would from team sales.  AND, just like everyone else, I get paid WEEKLY!  Not bi-monthly or per month like my other companies.

Don't get it twisted, being an Independent Sales Associate is a real job.  You do have to work and sell the service.  Hours do need to be put in like any other outside-the-home job.  I take calls, answer emails and assist new members for sign ups.  And you have to get out there in the world to let them know there is an alternative to the popular triple vowel motor club.

This company has allowed me to stay at home, educate my children, spend time with my husband, and soul lotta fun with my family!

Is it a get rich quick scheme?  No.  It's not a scheme, but depending on your efforts and desires, you can make a living sooner than you think.




I'm not the type to post money shots and videos, but it seems to help people understand exactly what it is I'm expressing.

Is this blog post made to gain recruits?  No.  Don't need a downline and not looking for one.  It's not necessary.  But if you are interested in joining, go ahead.  Who am I to keep an opportunity away.  It's your choice.  And if you need help, I don't have a problem helping you find your way.

This post is for anyone out there who has heard about MCA but on the fence of what they should do.  Like my original blog post states, this is me making my expression on this company.  It's not for everyone.  Do what you please from this.

Kdot OUT!

We just finished our second year with TEC Connections Academy!

AND, We are STILL in LOVE!!

Our son still enjoys his school.  I still enjoy making the time to participate in his education!  I don't when I will ever stop since it has been something important to me since forever.

This year, we had the same teacher as Kindergarten, Miss Hunter.  And that is because she is a Kindergarten/1st grade teacher.  We were very excited about that.  We love Miss Hunter.  She is a great teacher.  We also had some classmates that we were familiar with from Kindergarten in our 1st grade class.

This was much easier.  We were familiar with the format.  We had a groove of how we can succeed and it worked.  It worked great that we got High Honors, AGAIN!  Yep!  Straight A's down the board.

I know what you're thinking.  I made the A's right!?  Of course NOT!  First, I will not discredit my son's intelligence.  He is VERY smart.  He was one of the top in his class.  And I would not be of help to his academic growth if I was to cheat him and his abilities.  Plus, his teacher, who monitors his academics with assessments and a testing called DIBELS, she would have noticed if his level of success was not his own efforts.

The reason my son has been so successful in TECCA is of course his level of intelligence and ALSO, my way of instructing him to understand what is being taught.  I have been told many, many, MANY times to become a teacher.  They way I explain things and allow whom I am teaching to think it out for understanding, helps them to comprehend.  I gained the experience of my teaching style by being involved young in a Early Childhood Development program in my private school at 14.  I love children so much, I continued by working in the school's nursery, grew older and became a Sunday school teacher in my early 20s for 3-5 year old and slowly transitioned up to grade 6.  I even created a Sunday school curriculum.  I never published it though.  And will eventually.

Being done with my credentials and back to our 1st grade experience at TECCA, my child had another successful year.  Both semesters he was on High Honor Roll.

We had reading group and used a program called Raz-Kids.  He had grown in his reading.  He can be lazy about it at times or shall I say overly confident and make some mistakes.  I had to humble him a few times to focus on what exactly he was reading.

Math was amazing.  He aced that like a champ.  Like his mother, it's our favorite.  Geometry was our favorite.  Yes.  There are some strong lessons on Geometry in the curriculum.

Language Arts was pretty advance compared to what I noticed from kids his age in brick and mortar.  Lots of writing of sentences and spelling of some large words.  Lots of sound grouping recognition like /ght/ /ow/ /oa/ to name a few.  Learning of different types of sentences like command, statement, or question.  Plenty of practice with different types of adjectives, playing around with how to use me and I as well as how to use [s] in verbs.  Language Arts was a major class this year. 

Social Studies and Science was standard.  Science had subjects like the Water Cycle, Weather and learning about different clouds and precipitation.  Earth Science, Motion and much more.  We enjoyed Science as well.

We had Art that continued with different forms of art and the elements.  We did mosaic art, self portraits, sculptures, and clay art.

We have physical education as well.  Any physical activity our child does is credit for the class.  Bike riding, any after school sport, even Wii Fit exercises or Just Dance play.  The school provides a yoga DVD if you need something for them to do to complete P.E.

The curriculum also has a class called Online Learning.  This class can consist of many different types of subjects.  This year this class contained Internet Safety, Intro to Sign Language, How to Use Microsoft programs like Word, PowerPoint and so forth.  We also did some keyboarding.

We going for 2nd grade with TECCA this upcoming school year (2017-2018).  We have a new teacher, Mrs. Buckley.  I will post some more habits on the blog as we go!

Until then,

Kdot Out

WE LOVE OUR SCHOOL AT HOME!!

Really, we do!  My son tells everyone how much he loves his school.
He has even said that he wants to stay in TECCA and not go to a brick & mortar school.

This makes me happy.  For three reasons.

1.  We made a great decision, obviously.
2.  He REALLY enjoys it!
3.  I get to continue a life at home with my family.

I'm glad it's more than my husband and I making a decision for him.  He also has his voice heard about his education choices.

What is TEC Connections Academy?  First, Connections Academy is a FREE virtual K-12 public school option.  TEC of Connections Academy is the Commonwealth of Massachusetts branch for Connections.  Connections Academy is nationwide.  You can visit their site to find one in your state.

Because TECCA is public charter school, it's FREE!  You receive all of your school materials, such as textbooks, workbooks and subject kits (Science, Art and Math kits) in the mail free of charge.  The school pays for the shipping.  Depending on the grade, up to 80% of the classes are online.  If you don't have a computer, the school can lend you one to use for school purposes.  That's free too!  But the computer is just a loaner for school purposes.

The school also has a superintendent, principal, councilors, and teachers.  They are all state certified,

Adam Goldberg, TECCA Superintendent

so they are official teachers that instruct your child's class.  The curriculum follows the state standards since the Massachusetts Board of Education is the district that governs the school.

The superintendent for TECCA is Adam Goldberg.  He is great!  Very passionate for TECCA and the success of the students and families.

Just because the school is virtual does not mean it lacks what a traditional brick and mortar school provides.  They have clubs for students to join, frequent field trips, prom, graduation, yearbook, school newspaper, assemblies, field days, and interactive class time.  Those are called LiveLessons.
Daily, your child would log on to the portal to see and interact with their teachers and peers.

If you would like more information on Connections Academy or specifically TECCA please click the links provided.  You can also ask me any questions you may have.  Leave a comment below!

Unitl then,

Kdot Out!

Look what I got in the mail today.  Assured!

So, back in 2014 I decided to join Motor Club of America (MCA) as club member. 

One evening I had a frightening incident while making an errand to get some items to complete my husband's work lunch (dinner, whatever you want to call it!  He worked the overnight shift).  As I was pulling into the parking lot of our local Cumberland Farms, my tiny Lexus made an abrupt stop with a loud noise.  I thought I had hit something but knew nothing was in front of me.  So I tried to back up and that loud noise was there again and my car barely moved.  I get out to see what was happening and my front right tire was completely off the axle!

Just imagine for a moment if I was on the highway!  The danger!  With my kids!

Fortunately, it was just me and not with my child.  Thankfully, I didn't take the highway route to

Main St.

Anywho, the Lex needed to be towed.  I was in one town and my mechanic was in the next town over.  Not too far from each other but enough for me to realize that my current motor club didn't cover the mileage to get there.  That certain motor club has the same special vowel three times.
It frustrated me that even though I paid a premium, I still had to pay extra $$ because it went over 3 miles. 

It's funny that a week later, my brother in law posted a Facebook status about this alternative motor club he had just signed up for.  Of course I looked into and feel for it hard!


This motor club, MCA, offered way more than what I was previously signed up for. 

UNLIMITED 100 mile towing was the major deal for me.  (No more 3 to 4 uses a year for this gal!)
Bail Bonds?!?!  Are you serious?!  Lawyer Fees?!?  Stop!  Just stop.  Where they do that at?

Theses are some of the things that caught my attention.  So I signed up!

Felt safe ever since!  Used them a couple times more after that.  I wish I would have taped my experiences. 

The last experience was when we bought a nicely used Cadillac Escalade from the next state over.  About 60 miles away from our home.  One morning it would not start.  We were still under warranty so it needed to be towed back to the dealer.  Our lovely UNLIMITED 100 MILE TOWING plan came to our home, asked where it needed to go, we signed, and it was off to the dealer 60 MILES away.  NO HASSLE!

Thank The Most High for showing us Motor Club of America.  It has saved us some worry.

Education has always been important to me. 

I knew right away when I learned I was carrying my first child, that he was going to do school at home. 

I remember when I was a teenager, I was homeschooled for a series.  That was the best part of my secondary school years.  I promised myself that when I have children, I will dedicate my time into their education and not leave it up to the system.

Am I against the system?  Maybe.  For my own children I am.  But I don't criticize or have an opinion on those that choose to place their kids in brick and mortar schools.  That is your choice.  My choice has of no factor to what you choose to do.  We are not the same and everyone lives according to what works for them.  No issues there.

Luckily, times have changed since I was in school.  The world wide web and communication via the sources has greatly improved.

I started Diggy's education at birth.  I never did the "baby talk".  I spoke clear words and allowed him to see and hear me use my tongue and sounds to communicate.  He started practicing early with sounds of the tongue.  His coos would have a /g/ and /l/ sound.  He even had some vowel sounds, mainly short a.  He would make sounds like "laga" "I-gl" and said "us" often.  This is at 1-3 months.
He would always watch the mouth and tongue when he was spoken to.

As he developed, his learning got more advanced.  I played classical music often during play and lunch time.  It is said this aids in brain stimulation.  Our house was full of blocks.  I think this contributes to his love of math.  I read to him every night.  He had certain books that were his favorite and became familiar with them.  He would try certain sounds to words he would remember in the books as I read them, like "yum" "boom" "pow" for example.  This was at 5-9 months.  He was practicing two syllable words by his first birthday. 

Because of efforts on his development, I needed to keep going.  I couldn't stop being the main source of his academic achievements.  By 2.5 years old, we started ABCMouse.com.  At this point, he was pretty tech savvy already.  This is their generation, and holding him back from technology was not what his father and I thought we should do.  He did well in the program for a few years.




Severely sick with pregnancy hyperemesis but a mom gotta keep going.

We did try brick and mortar school for him.  We signed him up for preschool.
In our opinion, it was a fail.  He seem to not learn much to advance his education.  Everyday he said they played often, did a craft, and had a couple of stories read.  When he was home with me, I was teaching site words and sounds, practiced his pencil grip for straight lines and circles, introduction to math, and science about different plants, animals, and parts of the world.  We withdrew him and I went back to being his primary learning coach.

I don't blame anyone for what I believe was a lack at the preschool.  They have many students at different levels and but so many educators.  They do what they have to do to get kids along.  It just wasn't the placement we thought for Diggy.  He also was happy to be back home for learning. 

When time came for him to get started for Kindergarten, I didn't want to enroll at a brick and mortar but I was also on the fence of  'freelance' homeschooling.  Freelance homeschooling is when the parents freely decide what they teach for subjects at home.  I needed to have a more structured curriculum like ABCMouse. 

I knew about K12.  I was a learning coach for my nephew when my sister (who works like 70 hours a week at her job) signed him up in the previous year.  What we didn't like was that it was the same district teachers that were in the town's brick and mortar schools.  My nephew had advanced academic development as well and was placed in K12 to match his level.   Conflicts with these teachers caused him to be withdrawn from the school. 

Thankfully, I saw a commercial on TV about Connections Academy.  Oh boy was I excited and eager to learn more about this opportunity.  Connections Academy is a public charter school done at home.  I immediately told my sister in law, who had the same views about our public school system.  We both have been happily assisting our children's academic success through this school.  Our kids are happy, we are happy. 

To learn more on our journey and experiences, follow my TEC Connections Academy (TECCA)  entries or you can see some things we do on our YouTube channel, The KdotCarterHabit.

Until then,

Kdot Out!